Terms & Conditions
All our personal loans are tailored to each individual and depends on the amount that is loaned. For further information please enquire directly to kash.kwik@btconnect.com
If you proceed with a loan, all we'll need to do is confirm your ID using your passport details or driving licence details. We will perform a credit check and it will be carried out by Graydon Financial Services.
When we have your details, the check takes only 5 minutes. If you don't have either a passport or a driving licence, then simply phone us on 01527 873336 and we will see what we can do.
Once we've confirmed your identity and you've digitally signed our agreement, we'll have the money wired into your account, usually within a few hours of receiving your request.
We carry out a credit check as our automated decision making process . Each time we carry out a credit it costs so please give us as much information as possible. If you fail to give us all the information we require then the application will not proceed. We are only interested in lending to people who we believe can afford to repay us without undue financial stress. If you are a first time lender then do not worry when applying for a loan this is not detrimental to your credit rating.
Kash Kwik are a responsible lender and we do not recommend a payday loan to manage your existing debt obligations. If you think you may struggle to pay it back in full and on time then please do not apply.
Failure to repay a loan on time will result in credit reference agencies (CRAs) will record the outstanding debt. This information may be supplied to other organisations by (CRAs) and fraud protection agencies to perform similar checks and to trace the whereabouts and recover debts that you owe. We may also choose to enter judgement against you if a default arises and a settlement can not be agreed.
